About Loan Secure Pro

Loan Secure Pro explains how money products actually work, so you can decide what to buy, what to skip and what to ask before you sign. We cover personal finance broadly: insurance of every kind, loans and credit, banking, saving and investing, Islamic (Shariah-compliant) finance, and new topics as readers ask for them.

Who writes this site

Rakib Sarwar, Founder and Author

Rakib has worked in the banking industry for 15 years, across general banking, loans and core banking software operations. He currently works on an Islamic core banking solution, which is why Shariah-compliant finance has its own section on this site. He is also a registered pharmacist and a blogger. He writes and edits every guide on Loan Secure Pro.

Contact: contact form

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How we work

Every guide is researched against primary sources: regulators such as the NAIC, CFPB and state insurance departments, industry bodies such as the Insurance Information Institute, and government sites such as healthcare.gov and studentaid.gov. Figures carry the year they apply to, and each guide lists its sources with the date we checked them.

We do not sell insurance or loans, and we are not an insurance agency, lender or broker. We do not run tests or buy policies to review them; where a guide describes how claims or applications usually go, it reflects published insurer, lender and regulator guidance. See our editorial policy.

What this site is not

Nothing here is personal financial, legal, insurance or medical advice. Rules differ by state, insurer, lender and policy. Before acting on anything you read, confirm the details with a licensed agent, your lender or the relevant regulator. See the disclaimer.

How the site is funded

Loan Secure Pro is supported by advertising and, where noted, by partner links to insurance and loan comparison services. Partners never see a guide before it is published and do not influence what we recommend. Details are on how we make money.

Corrections

If you find an error, use the contact form. We correct mistakes in the guide itself and note the change at the bottom of the page.